Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 June, 2011
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In This Issue
Article Headline
Featured Article
Latest Cost of Care Survey
$100 bills 

Care is expensive. 

Ray Smith
Photo, Ray Smith
 
Quick Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
American Diabetes Assoc. Good information about diabetes
Arthritis Foundation Info on various kinds of arthritis
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
Thank you for reading this monthly eNewsletter.  I strive to write useful, easy-reading and interesting articles.  Your feedback, positve or negative, is valued.
13th Annual Denver Senior Law Day

Sponsored by the Colorado Bar Association, this is an excellent, almost free...Read more

Latest Cost of Long Term Care Survey 
Genworth Financial has released the 2011 cost of long term care survey.  The national median cost of a nursing home private room is...Read more
Response to Last month's Article, "2 Alternatives to Traditional Long Term Care Insurance" 
The article discussed combination life insurance-long term care and annuity-long term care policies.  Several readers have since asked me if people who were uninsurable for traditional long term care insurance could qualify for these new hybrid policies.  Read more
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2011