Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 May, 2011
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In This Issue
Article Headline
Featured Article
You Must Have a Plan
couple on cruise 

 

Ray Smith
Photo, Ray Smith
 
Quick Links...
Our Website
About Us 
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
CLTC The Corporation for Long-Term Care Certification, Inc. 
Colorado Division of Insurance Long Term Care section 
Medicare The official US Government Medicare website
Greetings!  
Thank you for reading my monthly eNewsletter.  A plan to prepare you for the costs of needing Long Term Care services is an essential part of any financial plan.  A well-designed plan will enable you to protect your assets, protect your care choices, and protect your family relationships. 
 
Readers are encouraged to click on "Archive" under Quick Links.  There you will find earlier editions containing articles I have written since June, 2010.  I trust you will find some of them to be usefull to you.  
You Must Have a Plan...
woman greeting caregiver

...to pay the extraordinarily high costs of long term care services when you need them.  The average cost of a private room in a Metro- Denver nursing home is now...Read more

2 Alternatives to Traditional Long Term Care Insurance What if you understand the long term care risk to your (and your spouse/partner's) assets but...   
Read more  
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2011