Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 March, 2011
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In This Issue
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$84,680 per Year: The Current Cost of Long Term Care Services

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Ray Smith
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AALTCI American Association for Long Term Care Insurance 
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Greetings!  
Thank you for reading my monthly eNewsletter.  A plan to prepare you for the costs of needing Long Term Care services is an essential part of any financial plan.  Without a plan, you can only react when a crisis strikes...this most often means spending down your heard-earned assets until you can qualify for whatever may remain of the Federal Medicaid program.  A well-designed plan will enable you to protect your assets, protect your care choices, and protect your family relationships. 
 
Please do respond with your comments and ask your questions.  I will be pleased to respond.
$84,680 per Year: The Current (October, 2010) Cost of Long Term Care Services.
$84,680 is the average annual cost for a Metro-Denver, CO nursing home stay.  Do you want something better than...  Read more  
Future Cost of Long Term Care ServParents with adult childrenices
 What will Long Term Care services cost when you need them?  Today $84,680 per year will buy you 10 hours per day of professional home care or...  Read more   
  
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
The Long Term Care Specialist

Raymond Smith, The Long Term Care Specialist, 2011