Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                   Personal edition
October, 2010
 
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In This Issue
Article Headline
Featured Article
The Colorado Long term Care Partnership

$100 bills 

Who are the Partners?  Who benefits?  How does it work?
Ray Smith
Photo, Ray Smith
 
Quick Links...
Our Website
About Us 
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
CLTC The Corporation for Long-Term Care Certification, Inc. 
Colorado Division of Insurance Long Term Care section 
Medicare The official US Government Medicare website
Greetings!
Thank you for reading what I hope is a relevant and informative monthly email newsletter.  I welcome and actively encourage your feedback.  Please send your questions and comments to me at LTCguy@comcast.net 
 
The cost of needing Long Term Care services is enormous...both in actual dollars and more importantly, in family relationships.
 
Long term care insurance is not always the best solution to the long term care services problem, but planning always is.
3 Reasons For Buying Long Term Care Insurance Now
Long Term Care insurance is underwritten.  This means you...are exposed to significant financial risks... READ MORE
Colorado Long Term Care Partnership 
Sounds mysterious, but is really very simple.  Here is how it works: READ MORE
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
The Long Term Care Specialist

© Raymond Smith, The Long Term Care Specialist, 2010