Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                   Advisor edition
October, 2010
 
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In This Issue
Article Headline
Featured Article
Colorado Long Term Care Partnership
 
 
Who are the partners? can this save families and individuals   large amounts?
Ray Smith
Photo, Ray Smith
 
Quick Links...
Our Website
About Us 
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
CLTC The Corporation for Long-Term Care Certification, Inc. 
Colorado Division of Insurance Long Term Care section 
Medicare The official US Government Medicare website
Greetings!
Thank you for reading this issue (Advisor edition) of what I hope is a relevant and informative monthly eNewsletter.  I welcome and actively encourage your feedback.  Please send your questions and comments to [email protected] 
 
Your client relationships are the lifeblood of your business.  Let me help you reinforce those relationships by adding professional Long Term Care planning to what you offer.  Your clients will appreciate it...and they won't look elsewhere.
 
Long Term Care insurance is not always the best solution to the Long Term Care problem, but planning always is.
 
The Colorado Long Term Care Partnership
Sounds mysterious, but is really very simple. Here is how it works:  READ MORE
4 Reasons to Refer Your Clients to Me
1. Because I am a specialist, specializing in planning for Long Term Care.  I stay on top of the ever-changing mix of insurance companies, care service providers and economic environment.
2. Because I respect that your clients are your clients, not mine.
3. Because your clients will thank you for improving their financial and family relationship security.
4. Integrity, professionalism, competence. 
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
Raymond Smith, CLU, CLTC, MBA
The Long Term Care Specialist

Raymond Smith, The Long Term Care Specialist, 2010