Chris Locher,CFP |
'Committed to your personal financial freedom and the financial security of your family.' With CTL Financial you receive an independent solution that integrates tax preparation/planning, investment management, and lifestyle and family protection to simplify your financial life. Imagine what you could do with financial freedom? |
Protect your Family and Estate
Do you know what happens to your Estate when you Die? |
A will, a durable power of attorney and a health care directive are the 3 documents, at a minimum, everyone should have to protect their family and estate. Without a will your estate will go through probate and the court will decide how your estate is distributed and who will become the guardian of your minor children. Find out exactly what probate is and why you want to avoid it. A durable power of attorney will allow you to designate who will make decisions on your behalf if you become incapacitated. A health care directive, spells out the kinds of life-sustaining treatment you will permit in the event of your incapacity, remember the circus surrounding Terri Schivao? A properly drafted health care directive could have avoided a lot of pain and suffering by her family.Learn more about protecting your family and making sure your wishes are carried out here. |
Know the consequences of not knowing your beneficiaries
Named beneficiaries trump your Will |
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Can Celebrities teach us about the importance of Estate Planning?
Celebrities have it all...except proper Estate Planning
Check out these stories of Celebrity Estate Planning gone wrong.
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Should you leave a Final Letter for your loved ones?
Not all your final wishes are captured in a Will |
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The letter is not a legal document but it can make a tough time on your family easier by instructing them on the location of important documents and contact information of your Financial Professionals and Attorney. Here are a few tips on what you may want to include in your letter and what wishes aren't captured in your Will. |