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Dutton & Casey, P.C.
 Compassionate Advocates for Elders,
Persons with Disabilities, and Their Families

 www.duttonelderlaw.com


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In This Issue:
Erin's Corner
Turning 65
Reverse Mortages
Book Review
End of Life Planning
Other Links of Interest
Tools to Help You

Our Office Locations:

 

At Dutton & Casey, P.C., we understand the importance of convenience.

 

In addition to our main downtown Chicago location, we also offer appointments at our 

satellite offices.

 

Chicago: 

1 North LaSalle Street,
Suite 1700
Chicago, IL 60602
phone: 312-899-0950

Skokie:
5225 Old Orchard Road, Suite 25B
Skokie, IL 60077
phone: 847-261-4708

Arlington Heights
1655 N Arlington Heights Rd., Suite 306 West
Arlington Heights, IL 60004
phone: 847-906-3584

General Email Address:

contact@duttonelderlaw.com

............................................

Erin Vogt, LCSW, meets our clients where ever they are, home, long-term care center,  hospital, etc.

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Your Elder Law Connection
February 2011

Elder law is constantly evolving. 

The attorneys and staff at Dutton & Casey, P.C. understand the importance of staying informed within this expanding field of law.

 

Our newsletter, Your Elder  Law Connection, was designed with you in mind. It includes articles and resources that highlight some of the most recent developments in elder law and Life Care Planning. 

 

After all, staying informed can make a difference in how we plan for inevitable changes and how we react to sudden ones.

Attorney Melissa Howitt
pooled trustsExplains
"Pooled Trusts"

The Omnibus Reconciliation Act of 1993 allows Medicaid recipients to set aside funds in certain Medicaid exempt trusts, known as "OBRA Trusts." Medicaid allows disabled persons to transfer assets into an OBRA trust without affecting Medicaid eligibility. Illinois has generously allowed disabled Medicaid recipients to participate in one type of these OBRA Trusts, the Pooled Trust.

 

In recent years, at the urging of the federal

melissa april 2010

Melissa Howitt, JD

government, policy makers at the Illinois Department of Healthcare and Human Services have indicated that it would change policy and discontinue allowing persons over the age of 65 to establish Pooled Trusts.

 

 

Read the entire article here.

Erin's Corner:

 puzzle pieces

One of the goals I have for my corner to to inform you about programs you might not have heard about.

 

The LIEAP, SSI, Circuit Breaker, Medigap Plan, QMB, and the list of acronyms goes on and on...

 

Have you ever wondered what they stand for?

 

Find out at www.benefitscheckup.org

 

This service, through the National Council on Aging,  assists people identify public programs they are eligible for. 

 

As always, I am available to assist you to navigate the many resources and programs available, and I would be  honored to do so.

 Erin Vogt

Contact Erin directly:

Phone: (312)371-0954

Email: evogt@duttonelderlaw.com

 

 Turning 65? What You Need to Know about Signing up for Medicare

The first of the 78 million baby boomers turned 65 on January 1, 2011, and some 10,000 boomers a day will reportedly be turning 65 between now and 2030. If you are among those about to reach that milestone, then it is time to think about Medicare.

 

You become eligible for Medicare as soon as you turn 65, and delaying your enrollment can result in penalties.

 medicare card

Read the entire article

Click here for information specifc to Illinois

The Virtues of Private Reverse     Mortgages

Banks have been touting the advantages of so-called "reverse" mortgages. But if the homeowner moves to a nursing home, this means liquidating an asset that must be spent down before the former homeowner can qualify for Medicaid coverage. There is another alternative, that in many instances, better meets the needs and goals of older homeowners.

 reverse mortage

For the entire article, please click here.

BOOK REVIEW: books
New Times, New Challenges

As we grow older, new challenges emerge. Employing an engaging and often humorous tone, a law professor and an elder law attorney offer practical advice needed to navigate these challenges

 

Click here for the entire article.

 

For questions about estate planning for yourself or a loved one, please contact our office at (312)899-0950 or check us out online at www.duttonelderlaw.com

Study Finds Laws Create Obstacles to End-of-Life Planning
 

Despite well-publicized cases like that of Terri Schiavo, most Americans still do not have "advance directives" that give caregivers instructions on the kind of care they would like to receive should they become terminally ill or permanently unconscious. One impediment may be state laws.funeral flowers

 

Please click here for the article.

 

For questions about planning for yourself or a loved one, please contact our office at

(312)899-0950.

Other Articles of Interest

 Consider Revisiting Your Will 

 

Estate Planning Update for Singles

 

The Confusing Costs of Continuing Care

 

Sibling Wars: How to Share Financial Responsibility for Mom

 

Exploring Trusts for the Disabled

 

 Five Smartphone Apps for Caregivers 

Additional Tools 

In addition to being a law firm, we are a community resource. We are honored to present on a wide variety of topics involving older adults and people who have a disability and write articles that can be used within  publications or as handouts on specific topics. article

 

Click here for a list of upcoming programs, available, presentation topics, and information concerning articles.

Upcoming Issues:
  
In upcoming issues of Your Elder Law Connection, you can plan on receiving up-to-date information so you can stay informed in the areas of elder law and life care planning.

 

Dutton & Casey, P.C., Attorneys at Law


One North LaSalle Street, Suite 1700, Chicago, IL 60602 312-899-0950 (phone) 312-899-0959

 

Satellite Offices (By Appointment Only)

5225 Old Orchard Road, Suite 25B, Skokie IL 60077 (phone) 847-261-4708

 

 

 1655 N. Arlington Heights Rd., Suite 306 West, Arlington Heights, IL 60004

(phone) 847-906-3584