An employer's pharmacy benefits are considered creditable if the benefits are at least as generous as the Medicare Part D benefits.  BlueCross BlueShield of South Carolina's actuarial department has evaluated the pharmacy benefits of the SCDA's group medical plan and using criteria outlined by the CMS and has determined that the coverage is creditable.

To fulfill the notice requirement prior to October 15th, simply pull your most recent Mercer Administration billing statement and visit http://scda.org/displaycommon.cfm?an=1&subarticlenbr=610.  To the right of each employees' name on your billing statement you will see one of the below "Plan Codes" and to the right of these Plan Codes in the below chart you will find a corresponding "Group Number."  Now that you know what group number applies to each employee, simply visit the above link, print off the appropriate two pager for each employee whose is Medicare eligible and give to them for their records.

Also, as an employer, you must notify CMS that your coverage is considered creditable.  You can visit www.cms.hhs.gov/creditablecoverage and complete a short survey in order to satisfy this annual notification requirement.

Feel free to contact the SCDA office should you have any questions.