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David Tomlin

Manage Your Budget Effectively

 How to Build Your Personal Finance Budget Worksheet.

 



provided by D. David Tomlin

Financial Consultant
Direct: 706-236-3536
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Struggling to figure out where your money is going every month or looking to find places to save?  Get a clearer idea of where your money goes each month by putting pen to paper with this simple monthly household budget worksheet. Or, for you electronic fans, I've included a file below that you can download, edit, and save.

Once you get a birds-eye view of your spending habits, it may be easier to see how some small changes could make a big difference at the end of each month and how small changes every month could result in big yearly savings.
First, tally up your income.
                 Income Chart
Now factor in your monthly expenses.
PropertyProperty Expenses
UtilitiesUtility Expenses
CommunicationAuto Expenses
PetsAuto Expenses
Medical & AutoAuto Expenses
Auto Expenses
Children, Food, & EntertainmentAuto Expenses
Auto Expenses
Auto Expenses
Charity & ShoppingAuto Expenses
Auto Expenses
Savings & TaxesAuto Expenses
Auto Expenses
What is your total difference (+ or -)?
Click Here to download this writable PDF  that you can use every month. You will most likely begin to clearly see areas in which you'd like to change your spending habits.

If at any time you'd like to have me take a look at your financial overview, at no charge, please feel free to contact me at 706-236-3536 or via email at David.Tomlin@Invpro.com. I'll be happy to review these sheets with you at no charge. 
 

* Note: If some of your expenses are NOT billed monthly, simply divide the expense to come up with a monthly amount. For example ... if your car insurance is billed every six months and the amount is $600, you'd divide that amount by six and enter "$100" for each month. If your property tax is billed annually and the amount is $3000, you'd divide that amount by 12 and enter "$250" for each month.
D. David Tomlin is a Representative with RCB Financial Services
and can be reached at 706-236-3536.

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