Holiday Savings from Leaders Credit Union

December 2010

Holiday Edition

Events & Partners

Jingle Bell Run
Leaders raises awareness and funds for Arthritis Foundation

Leaders has partnered with Arthritis Foundation for the past 3 years to boost awareness of t

heir worthy cause at the annual Jingle Bell Run. This year Leaders was able to raise and donate over $3,500 in support of Arthritis Foundation and nearly 20 of our staff members came out on November 20th to support the cause. Visit our Facebook page to view pictures and posts from the event!

Partners

Kevin Smith, Investment Services

Mortgage Services Team

Located in Jackson, Tennessee, Leaders Credit Union was established in 1957 under the name Jackson-Madison County Teachers Credit Union. It was established to provide area teachers a convenient way to both save and borrow money.

In 1996, JMCTCU became Leaders Credit Union, to better reflect its expanded membership base which includes healthcare, communications and education.

With over $130 million in assets and over 20,000 members strong, Leaders continues to provide the most comprehensive products and services to its members.

Holiday Shopping Tips

Did "Black Friday" Put Your Finances in the Red?

Holiday spending is like a snowball rolling downhill: it can get away from one quickly. The holiday spirit takes over and all of a sudden, overdraft fees show up and you're scrambling to find ways to take care of the everyday expenses.

At Leaders, we are committed to helping you as a member make wise financial decisions and keep those "surprise" fees and bills to a minimum. Take a look to the right to get details on products and services to help you stay on top of your finances this Christmas season.

Leaders Helps You Bank After Hours
Better Branch Hours, Multiple ATMs, and Online Banking

Ever get frustrated when you need to make a deposit and can't get away from work in time to catch the bank? It's never a problem with Leaders, because our 4 branches in Jackson are open until 6 p.m. on Friday afternoons and our main branch on Oil Well Road is open on Saturdays from 9 a.m. to 1 p.m.

Do you live out of town? Try using one of our ATMs in Milan, Humboldt, or Jackson. Check a balance, transfer funds or withdraw with the push of a button. Need to make an after-hours deposit? Get instant credit when you deposit at our branch ATMs. Check out our locations here.

Need a branch in your living room or home office? We've got you covered with our Online Banking at www.LeadersCU.com. If you haven't tried it, stop by our website and check out Online Bill Pay, FinanceWorks, and BALANCE.

Avoid Credit Pitfalls this Holiday Season!

Hide the Credit Cards, Borrow from Leaders Instead!
Lower Interest Financing to Help Make Christmas more Festive

Personal Loans

Leaders offers Personal Loans for gifts, debt consolidation, or any other need you may have. Rates are as low as 7.25% APR and you can borrow up to $15,000 with approved credit.

Overdraft Lines of Credit

A great way to save money on those rare occasions that money gets a little too tight. An Overdraft Line of Credit works much like Overdraft Privilege, but rather than being charged a fee, you borrow the amount you need, and pay it back with interest. Click here for more details!

Online Banking

Manage your accounts prior to hitting the shopping malls and be sure you've got plenty to spend. Use our FinanceWorks tool to track your expenses and accounts and generate easy reports to make sense of handling your money.

Contact Us

731.664.1784 (local)

800.227.1893 (toll-free)

214 Oil Well Road

2673 N Highland Ave

1956 N Highland Ave

1291 S Highland Ave
Jackson, Tennessee 38305

www.LeadersCU.com

Marketing@LeadersCU.com

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