| Saving for Retirement:
A little now or a lot later! |
Greetings!
As always, I want to thank you for being a valued member of our credit union. We try our best every single day to put you first in what we do, and I hope it shows in our service and in your experience as a member. This month we are focusing on different ways that you can save for retirement with Leaders Credit Union. We understand that the thought of retirement is nothing more than a faint whisper for some, while for others it is a looming hurdle nearby. We offer many different products for you to consider, so please look into some of our alternatives to traditional savings methods. If you have any questions, please feel free to contact myself or any of our branch managers or member service representatives. You are the reason why we're here. Thanks again for your business, and take care! Sincerely, Josh McAfee
Leaders Credit Union
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The Bucket List!
Leaders Investment Services helps you put the right amount in the right spots
Ever heard those stories about folks who invested in Wal-Mart in the early 80's? Maybe the bold individuals that put their funds into Microsoft and IBM when typewriters were the pinnacle of innovation? Or, what about the visionaries that helped Fred Smith to start FedEx? They all had one thing in common: they knew the right places to take risks, and it paid tremendous dividends!
So how do us normal folks navigate today's investment landscape with the murky waters of under-the-table dealings and difficult concepts like market fluctuations and return-on-investment? The answer is a good bucket list.
Kevin Smith, Leaders Credit Union's own Investment Planner, has developed a strong concept for retirement planning. Decide how you want to retire, and then work back to where you stand today. Your retirement ambitions will set the course for how aggressively you save in today's market and will dictate where your monies mature during your working years. With the end in mind, Kevin helps you to determine which "buckets" or accounts to invest your funds. As time goes on and your needs change, you'll fill some buckets fuller and empty out others. At the end of your wealth accumulation, you'll meet your goal as long as you have discipline and stick to your plan.
Come by our Oil Well branch today and set up a meeting with Kevin Smith. Or, you can call Kevin at 731-664-1784 ext. 152 or email him at kevin.smith@investmentcenters.com. Start making that bucket list today! |
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Rate Flex Investment Savings
 Want the guaranteed earnings of a Certificate with the flexibility of a savings account - along with higher yields? With Leaders new Rate Flex Investment Savings Account, you'll get higher yields and a guaranteed minimum dividend for each quarter, which compounds monthly instead of quarterly.
You can earn a guaranteed rate with this account for the quarter, while having access to your funds! With dividends that compound monthly, you're sure to earn the most from your money - every day - than with other savings accounts. And, if interest rates go up, so do your earnings! A guaranteed, flexible investment . . . who could ask for more?
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Kevin Smith honored as one of Jackson's Finest!
Recently, Leaders Investment Services' own Kevin Smith was honored as one of Jackson's Finest by the West Tennessee chapter of the Cystic Fibrosis Foundation. Please congratulate Kevin if you have an opportunity, and help Leaders Credit Union to fight Cystic Fibrosis by donating to the Jackson's Finest event this October. For details on supporting CFF, please contact Leaders Credit Union at 731-664-1784 x152 or Kevin Smith at kevin.smith@investmentcenters.com! |
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About Leaders Credit Union
Located in Jackson, Tennessee, Leaders Credit Union was established in 1957 under the name Jackson-Madison County Teachers Credit Union. It was established to provide area teachers a convenient way to both save and borrow money.
In 1996, JMCTCU became Leaders Credit Union, to better reflect its expanded membership base which includes healthcare, communications and education.
With over $130 million in assets and over 20,000 members strong, Leaders continues to provide the most comprehensive products and services to its members. Leaders Credit Union
214 Oil Well Road
Jackson, Tennessee 38305
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