We all could use some help when it comes to saving money. Ever go shopping for a sweater or blouse and end up with a skirt or slacks to match, plus shoes? Or maybe a trip to buy a new phone and you walk out with a phone and a digital camera? And have you ever left Target with just one item? Hey, you just went for shampoo, after all-how did all those other things end up in your basket and on your credit card? Impulse spending is a budget breaker and it doesn't have to be your primary mode of shopping. Here are a few tips to help you with impulse buying and other ways to save money.

1. Don't shop on payday. This is when you have the most money. You haven't paid the bills or put money away for savings. It's crazy, but somehow we believe that we have more money than we really have. Pay your bills before you head out to the mall.
2. Don't shop for groceries on an empty stomach. This is a universal rule. It never fails--if you shop when you are hungry, things talk to you from the shelves and freezers. The shopping list (which you should always have) goes out the window and so does the grocery budget for the month. Shopping when hungry could also cause you to stop for fast food on the way home because you can't wait to fix something to eat. 
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