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In This Issue
American Heart Month
National Flood Insurance Program
Flood Insurance
7 Steps to Earthquake Safety
Earthquake Protection
Beware of Crooked Contractors
Hiring a Contractor
Top 10 Contractor Hiring Tips

Topics and Link to Prior Newsletters

 

[click here to access links to the articles below]  

 

January

 

6 Ways to Minimize Winter Slips and Falls

 

The Three Tenets of Safe Travel

 

5 Tips for Safe Winter Driving

 

Special Event Insurance

 

Safety Tips for Cold Winter Days

 

Proper Coverage for your Jewelry 

  

November
 

Tips for Driving in Foggy Weather

 

Lowering the Cost of Auto Insurance

 

Distracted Driving

 

October

 

Social Media - Are You Protected? 

 

Young Drivers: The High Risk Years Video

 

September 
 
Umbrella Insurance: An Extra Layer of Protection
 
August
 
 ID Theft
 
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American Heart Association

American Heart Month

National Wear Red Day - February 3, 2012  

 

Go Red Dallas Supporters from RHSB!

 

 

Go Red Fort Worth Supporters from RHSB! 

 

 
Natural disasters are happening more and more, floods and earthquakes largely a part of them.  Do you know the steps to take to protect your home?  Below we have gathered articles that will help educate and prepare you to tackle whatever comes your way. 
National Flood Insurance Program

Nearly 20% of all Flood Insurance Claims come from moderate-to-low risk areas -  

according to www.floodsmart.gov, the official site of the National Flood Insurance Program:

   

 

Prepare yourself for emergencies.  Read about these helpful tips to be ready for the unexpected. 

  

Flood Insurance

 What you should know:   

  • Flood losses are not typically covered under renter and homeowner's insurance policies.
  • Flood insurance is available in most communities through insurance agents.
  • There is a 30-day waiting period before flood insurance goes into effect, so don't delay.
  • Flood insurance is available whether the building is in or out of an identified flood-prone area.
7 Steps to Earthquake Safety
Many people think the destruction caused by earthquakes is unavoidable, and that our only option is to pick up the pieces after the shaking stops. Actually, almost all earthquake damages and losses can be reduced by steps you take before, during, and after.

Earthquake Protection 

Earthquakes are a real threat to your home, possessions, and safety. Learn simple ways to improve the security of your home against this disaster.

 

 

 

 Read more of this post and watch a video on Earthquake protection 

 

Beware of Crooked Contractors 

Victims of disasters such as a hurricane or wildfire should watch out for dishonest service providers when it is time to repair or rebuild their home. A guide to protecting yourself from crooked contractors.

Watch the video  

Hiring a Contractor

Without a doubt, hiring a contractor is the part of home remodeling that causes more fear and anxiety than any other phase. How do you know you've got a good contractor, someone you can trust to do a good job for a fair price and stand behind his or her work? Unfortunately, there are no guarantees. But if you do your homework, you improve the odds of getting a contractor you will be happy with.

 Read more of this post 

Top 10 Contractor Hiring Tips for Homeowners Your home is probably your most valuable asset. Properly maintaining your home is a key factor in the retention and growth of its value. This factor is one reason why it is important to hire highly qualified contractors when making major repairs or renovations to your home. The following 10 key rules should be followed when selecting a contractor to work on your home.  
 

Reviewing your coverage annually helps you rest assured you're properly covered. 

Please contact us with any questions or concerns:

 

Roach Howard Smith & Barton  

Dallas                         Ft. Worth

Ph. 972-231-1300           817-332-1313 

 F. 972-231-1368            817-332-2956

Website:  www.rhsb.com    E-mail:   info@rhsb.com