"I have so much to do."  Yes, but what is the quality of your doing? Driving to work, speaking to clients, working on the computer, running errands, dealing with the countless things that make up your daily life---how total are you in what you do?  Is your doing surrendered or non-surrendered?  This is what determines your success in life, not how much effort you make. Effort implies stress and strain, needing to reach a certain point in the future or accomplish a certain result. Can you detect even the slightest element within yourself of not wanting to be doing what you are doing? That is a denial of life, and so a truly successful outcome is not possible. If you can detect this within yourself, can you also drop it and be total in what you do?