Lynne L. Finch, author of The No-Cash Allowance, A practical Guide for Teaching Your Children How to Manage Money, helps parents give their children a real-life financial experience that teaches the value of money and decision making. The book explains how a kid can - Manage money day-to-day, Use and keep track of virtual money, and make responsible spending choices.

Ten things you will learn from The No-Cash Allowance

1. Kids and adults spend money differently.
2. Spending money is not the same as managing money.
3. Why three-year-old kids can make money choices.
4. $ How to set up this easy-to-use allowance method.
5. Simple hand's-on activities to help your kids manage money.
6. Important differences between cash and non-cash spending.
7. How kids can learn concepts of credit and debit cards, ATM and electronic fund transactions.
8. Why parents need to let their children have total control of their allowance.
9. Why kids need to learn real-life money management before they leave home.
10. How to provide this valuable financial education for your kids at no additional cost to you. 

Lynne Finch, award-winning writer and author, gives parents an easy-to-use method for kids to develop money management skills. She shows parents how to help kids learn to make financial choices that will help them become financially independent when they become adults.