We have great news to share! We made our first profit (since 2007) in January 2012. Our credit union is getting stronger. We are rebuilding our net worth and greatly improving our financial stability.

This past year was challenging and exciting. You've been our partner throughout this transition and we thank you. Together, we've started to rebuild our credit union and have accomplished quite a bit, but there's still more great things to come.

Our goal for 2012 is to confidently transition Texans back to a financially strong, safe and sound credit union.

Our Commitment

We will continue to focus on streamlining operations and improving our service.

Over the past year, we've listened and here's what you can expect from us in 2012:

• We are implementing a new online banking and bill pay platform that includes a mobile banking application, coming in early fall.
• We are introducing a new credit card that will give our members more financial flexibility.
• We are developing a new website that will be more dynamic and user friendly.
• We are establishing benchmarks to improve our service.

AND

• We will communicate more often! We want you to know what's happening with your credit union.

Expect More and We'll Deliver!

This year, we have adopted the slogan "Expect More & We'll Deliver," encouraging our team to look for ways to continually improve service so we can best serve our members. In the next few months, we will be rolling out our "Expect More & We'll Deliver" service initiative to all members asking that they expect more of us!

We want to hear from you. Your feedback is important to our continued success, so we encourage you to contact our call center at 972-348-2000 or email us at texans@texanscu.org.

Again, thank you for your friendship and loyalty. It's because of you that 2012 will continue to be a very productive and successful year!  

Texans Credit Union offers great rates and attractive terms for home equity loans - You can finally update your home, pay off debt, or even treat yourself to a vacation!

Home equity loans allow you to borrow against the equity you have in your home, and with a Texans Home Equity Loan, you can borrow up to 80% of your home's fair market value (all liens not to exceed 80%) and choose from terms up to 20 years.  

• Easy application options and quick approvals
• Low, fixed rates - as low as 4.99% APR*
• Funds received in one lump sum
• No prepayment penalty
• Maximum loan amount is $250,000
• Interest accrued may be tax deductible¹

You can visit your local Texans branch or go online to apply today! For more details and full disclosures, click here!

Another great reason to be a Texans member - you can now save 15% on TurboTax^® Federal Products!

TurboTax^® guides you step by step, making it easy to do your taxes right with 100% accurate calculations.  Get your maximum refund guaranteed*!  Click here to get started!

*Texans is not afilliated with and makes no endorsement, representation or warranty as to the services offered by TurboTax^®.  

As we head into wedding season, couples around the country are busy making final preparations for their big day. Still, most will neglect to address a significant issue that could have long-standing repercussions in their marriage - the "money talk." Having a serious talk about money matters with your spouse-to-be is essential, financial experts and marriage counselors agree. But the majority of couples put it off or avoid the subject altogether.

 "So much of marriage stress is created unnecessarily because of a reluctance to discuss money," said Barry Paperno, consumer education manager for FICO, the credit scoring company. "Knowing and understanding each other's financial histories, spending patterns and current credit status, is going to determine much about your future together."

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