Evolve logo with no frame.pngMortgage Update
from Lyle Katz of Evolve Bank & Trust


September 2012



At Evolve Bank & Trust we go the extra mile to ensure that you get your loan as quickly and easily as possible.   How?  By always having the very best products and services available to you whenever you need them - so we can speed you on your way to a great loan that's tailored specifically to your needs.  Here are just a few of the great products and services Evolve Bank & Trust has available:



Nationwide Lending

Evolve Bank & Trust lends throughout the United States.

First Time Homebuyer Program for New York

Through SONYMA, Evolve Bank & Trust delivers this great offering that provide low rates, down payment assistance, and many other exciting benefits for first time home buyers.


HARP 2.0 Financing

Even if your loan is underwater, this great program offers many homebuyers the ability to refinance their home.


Mortgages for Condos and Coops

Whether you're buying condominium or coop, Evolve Bank & Trust has special mortgage offerings that are specifically tailored to meet your needs.

Loans for Low-Equity homeowners

Even if your mortgage has over an 80% Loan to Value, Evolve Bank & Trust has solutions available for you. 


Reverse Mortgages 

If you're over 62, you may be eligible for this excellent program, which allows you to take advantage of the equity in your home while you enjoy living in it.


Single Family/Multi-Family Loans
Take advantage of Evolve Bank & Trust's special loan packages made especially for buyers of Single Family and Multi-Family homes up to four units.


VA Programs

If you're a Veteran, Evolve Bank & Trust can tailor a great loan package that will take advantage of all the great benefits available to you.


Fixed Rate/Floating Rate Loans

Evolve Bank & Trust offers a complete range of products in both fixed-rate and floating-rate loans so you can find a loan product that works for you.




We're Professional

You can be sure of getting the expert attention you deserve from a professional with the knowledge and experience you can trust.


StopwatchWe're Fast

Whether you're purchasing your home or refinancing, Evolve Bank & Trust will go the extra mile to ensure your loan is processed quickly and efficiently.


We're Easy

Evolve Bank & Trust offers loan packages with clean commitments and minimal conditions so you can obtain your loan easily and get into your home as soon as possible. We provide a streamline paperwork process that takes much of the burden away from the client. 


We're Quick to Close

We know you want to obtain your loan as fast as possible, so Evolve Bank & Trust offers rapid and convenient closing assistance once your commitment  is issued


We Understand You

Whatever your situation - whether you're self-employed, have complicated or unconventional tax returns, Evolve Bank & Trust will work with you to get you the loan that's right for you.


We're Recognized

Thanks to our extensive network of correspondent channels, Evolve Bank & Trust has access to some of the best rates nationwide so you know you're getting the best deal possible.


We Work for You
Evolve Bank & Trust offers Pre-Qualification letters based on a  review from our automated underwriting systems and a thorough review of your credit report and other financial documentation.


At Evolve Bank & Trust we believe that it's the variety of our products and services that make us special - allowing us to tailor loans to so many different needs.  Contact me directly at Evolve Bank & Trust and take advantage of our great offerings by calling (917) 757-7466.  We look forward to serving you.

A Final Note

As a sign of trust, these organizations have selected Evolve Bank & Trust as a preferred vendor.

NYC Bar Affluent Properties  Employee Perks .


Lyle Katz

Senior Loan Officer

Evolve Bank & Trust
Representative Office

175 Route 25A, Suite 12

East Setauket, NY 11733
Cell (917) 757-7466   |   Phone (631) 675-2466   |   Fax (631) 675-2474

Email Lyle




As a new home buyer I was in need of a person who could not only get my mortgage approved but also provide a little guidance and hand-holding along the way....after dealing with a not so helpful Loan Officer at another bank I was recommended to Lyle...He was exactly what I needed - a helpful, personable representative of Evolve Bank who helped me understand the process and get me my first time dream home!



First Time Home Buyer 





Click on the links below to read my recent articles about networking and tips for how to grow your business




 A "helping hand" can make all the difference, especially from a lender who understands that each customer is an individual. We're ready to review your personal situation and address your specific needs. We'll answer your questions, provide information and guide you through the mortgage process.   




Lyle J. Katz Photo.jpg
Lyle Katz

By taking the time to listen to you I've consistently succeeded where others have failed -- by providing for my client's individual mortgage needs and delivering the best service possible.


Contact me today to pre-qualify and identify your ideal mortgage.


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The opinions, advice, statements, services, offers, or other information or content expressed or made available are those of Lyle J. Katz or the respective author(s) or distributor(s) and not of Evolve Bank & Trust (Evolve). or its affiliates. Evolve neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made herein. Under no circumstances will Evolve Bank & Trust. or its affiliates be liable for any loss or damage caused by a user's reliance on information obtained through this email. It is the responsibility of user to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available. Evolve Bank & Trust is an Equal Housing Lender. For more information about Evolve visit www.gete

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