Hurricanes, fire, floods and tornados are just a few things that can threaten your collection. What are some of the things you can do to protect your assets.

 

The first line of defense is to make sure that the art is framed properly. This will help to protect your art from everyday environmental issues.

 

The next is to keep documentation of your sales invoice, photographs and information about the artist. It is good to have a close up photograph of the art and a photograph of the art in your home. Save this information in a safe or a safety deposit box.

 

Talk to your insurance agent.  You may need a rider on your policy.  If you have an extensive collection, you may need to look for an insurance company that specializes in insuring collections.

Do not assume that your art is automatically covered in your household contents.

 

A qualified appraisal is a great way to document your collection and help to verify replacement values in case of damage.  This is your best defense when working with your insurance company.

 

Above all, protect your family and yourself.  Nothing can replace you, but you can always start a new art collection.

 

Illustrated is XX Siecle by Marc Chagall