Jill talks about some of her path to financial clarity...

For at least twenty years I was into retail therapy, I was a shopaholic, I shopped 'til I dropped, I lived beyond my means, I had lifestyle creep... It doesn't matter what name you put on it, I was an over spender and regularly spent more than I earned.

I used to lie awake night after night, working out how I was going to pay my bills. I was an expert at juggling money between my accounts. I knew exactly when money would hit my account and where it was destined to go! It was a nightmare!"

"The Financial Recovery process really transformed my life. It freed me from the "money fog" and the stress of chaotic finances, and really opened my world to all the other opportunities that are out there, apart from shopping!   I have now been debt free for 4 years and it feels amazing. My passion is helping others rid themselves of the money fog and escape the debt merry-go-round, once and for all. Then, you too, can know the benefits of Financial Recovery.

If you find yourself in the following situations;

• Money is a source of conflict between you and your partner
• You lose sleep wondering how you will pay all the bills this month
• No matter how much money you make, you spend it all and can never save any
• Could you earn more but never ask for a pay increase or raise your fees
• You have inherited money and worry it will all get spent

When you've finished, this is how you will benefit:

• You will have control over your finances, rather than your life being controlled by money worries
• Improved financial management skills.
• Financial clarity: you know exactly where your money is and, more importantly, where it has gone.
• Greater peace of mind and reduced stress.
• Better relationships because there are no longer continual battles over money.
• You are debt free, or at least well on your way there.