Top Ten Ways to Tell It's
Time to Make a Move
hgtv.ca Does the thought of changing your
neighbourhood go through your mind more often than not? Here are some
key indicators on when you really should consider making that move.
1. You Have Outgrown Your Neighbourhood
Your über-trendy, urban borough seemed just the thing five years
ago. But suddenly, you are annoyed by the loud music spilling out of
bars, clubs, and your neighbour's stereo. You long to go
window-shopping and not face alarmingly skimpy outfits you would never
wear. It is time to face facts: you are growing up, but your
neighbourhood is not. Instead of wasting time judging your neighbours,
consider a quieter or more sophisticated locale.
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Take easy steps to become mortgage-free faster
(NC)-Every home owner dreams of the day he or she can actually
be a home owner by being mortgage-free - not an easy task in today's
challenging economy.
The good news is that there are easy ways to make that dream a
reality. In fact, you could be mortgage-free faster and save significant
amounts of money in interest charges simply by changing your mortgage payment
frequency.
"Home owners can save tens of thousands of dollars simply
by switching their monthly mortgage payment to bi-weekly payments," said
Barb Budarick, vice president, BMO Bank of Montreal. "The key is to make
the switch sooner rather than later because the sooner you accelerate those
payments, the less interest you'll pay over the course of your mortgage."
Helping Canadian homeowners become mortgage-free faster is one
of the five steps in Bank of Montreal's new BMO SmartSteps program, designed to
provide easy banking tips that Canadians can act on right away to realize real
and immediate savings.
BMO offers the following food for thought to help you better
manage your mortgage payments:
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Accelerate
your payments - switch to bi-weekly or even weekly payments to
reduce the money you pay in interest.
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Boost
your payment amount - even if you only increase the amount of
each payment marginally, it will help you pay off your mortgage faster.
-
Put
down a lump sum - make extra payments whenever you can; as
little as $100 can result in positive savings over the life of your mortgage.
The best way to implement a successful savings
strategy is to speak with an expert at your local bank branch, who can help you
develop and tailor a strategy. to your own unique situation and help you better
manage and save your money.
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Market News
BEST JUNE ON RECORD
In June 2009,
Greater Toronto REALTORS® reported a record 10,955 sales, up 27 per cent from
June 2008. The seasonally adjusted annual rate of sales in June was 100,700.
"The record result
in June is testament to the fundamentally sound housing market in the GTA,"
said TREB President Tom Lebour. "An increasing number of households have been
confident in purchasing a home in the region's affordable and diverse resale
housing market."
The average price
for June transactions was $403,972 - up by two per cent compared to the same
month last year.
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For Sale: 2 Bedroom / 2 Bath
80 Western Battery Road #2105
Zip Condos, Top Of Toronto, Amazing North And East City Views, Only 3
Units On The North Side Of This Building, 2 Bedrooms, 2 Washrooms,
Parking, Locker, 240 Sq.Ft. Terrace. Wide Plank Hardwood Flooring,
Upgrade Items Include Granite Countertops, Tile Backsplash, Glass
Shower Doors, Spa Showerhead, Carpeting, Electric Fireplace And Light
Fixtures. Upgraded Refrigerator. Wonderful And Spacious Unit In Liberty
Village, 816 Square Feet.
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Sold: One Plus Den at DNA 2!
Wonderful Dna Phase Two, 665 Sq.Ft., One Bedroom Plus Large Den,
Parking (Next To Elevator And Spacious) And Locker. South Facing With
Nice CN Tower And City Views, Laminate Flooring Throughout, Granite
Counters, Stainless Steel Appliances, Frameless Mirrored Closet Doors,
Smooth Finished Ceilings, Great Kitchen. Great Neighbourhood Will All
Amenities At Doorstep. Walk To Queen West And Trinity Bellwoods Park.
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The Rental Corner: Beautiful One Bedroom at DNA 1
1 Shaw Street
Leased for $1400
King West Village Is Classy &
Sophisticated. This Suite Is Beautifully Decorated & Only Steps
From Great Restaurants, Great Shopping & Lively Night Life.
Sunny Sw Corner Views With 2 Juliette Balconies. Up-Graded Granite
Counters & Lux. Bath Completes This Beauty.
Includes one underground Parking spot, a Storage Locker 4 Stain/Steel Appl's & Ensuite Laundry.
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