11th Circuit on PPACA: Can't Make 'Em Buy Broccoli
By ALLISON BELL
A 3-judge panel at the 11th Circuit Court of Appeals has declared the individual health insurance ownership mandate in the Patient Protection and Affordable Care Act (PPACA) to be unconstitutional.
The panel voted 2-1 to strike down the individual mandate section of PPACA, but it said that the provision could be considered separately from the rest of the act, and that invalidating the individual mandate would not make the entire act invalid.
The members of the panel - Chief Judge Joel Dubina, Judge Frank Hull and Judge Stanley Marcus - were ruling on an appeal of State of Florida et al. vs. United States Department of Health and Human Services et al., (Case Number 3:2010-cv-00091-RV-EMT). [More...]
Source: National Underwriter
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Benefits of self-funded health plans
By Michelle M. Stimson
July 29, 2011
Due to the economic recession and the potential for increased health insurance costs brought about by health care reform, many employers are beginning to view self-funded health care plans as a more attractive option than fully insured plans. These employers recognize the advantages of self-funding, which include cost savings, increased cash flow and more flexibility in benefit decisions, administration and funding. Self-funded plans will be favored under health care reform because, while many provisions of health care reform apply both to fully insured and self-funded plans, there are many provisions of health care reform from which only self-funded plans are exempt. [Read more]
Source: Employee Benefit News article used by permission.
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