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Terrorism Insurance
Totten Insurance Group offers a new product that covers against physical loss or physical damage caused by an "Act of Terrorism or "Act of Sabotage".
An "Act of Terrorism is defined in the wording as an act or series of acts, including the use of force or violence, of an person or group(s) of persons, whether acting alone or on behalf of or in connection with any organization(s), committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.
An "Act of Sabotage" is defined in the wording as a subversive act or series of such acts committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.
The coverage is available on either a sublimit basis or coverage can be bought for full limits. Minimum premium for stand alone policies is $250 and as low as $75 as an additional coverage (sub-limit) on our package policies.
In house capacity of up to $15,000,000.
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