Dedicated Insurance Professionals you know and trust...like Family
Issue No. 18September 11, 2012
What You Should Know
Health Pulse
Greetings!

September begins the kick-off of Health Literacy Awareness and is a time for individuals and organizations to promote the importance of understandable health information. Nearly nine out of ten Americans have a problem with health literacy. 
 

For example, health literacy plays a role in how well:

  • Someone is able to take the right medicine at the right time.
  • A person with diabetes properly manages the condition.
  • A parent follows instructions for helping a child recover from surgery.

Health care is complicated and the health care system can be confusing. That's why so many people have trouble understanding information about their health and health care options. Older adults, minorities, immigrants whose first language isn't English, poor adults, and people with ongoing mental and physical conditions are more likely to have a hard time. But everyone can have trouble sometimes, especially when you're sick or have just been told you have a disease.

 

Limited health literacy can literally harm your health. If you have trouble understanding instructions, you may have a hard time managing a health condition or taking your medicines correctly. You may end up in the hospital more, spend more on health care, and have poorer health. Limited health literacy can also decrease your chances of getting important tests, like mammograms, or helping a loved one with his or her care.

 

As a health literacy advocate, it is our goal to provide tools for better understanding.
 
September is National Prostate Cancer Awareness Month. This month also focuses on Diabetes Awareness. Take a moment to check your Health Pulse as you read the information provided.

 

 

 

TACT - Dedicated Insurance Professionals
you know and trust...like Family.

 

 

Sincerely,
Stoney Jackson
Executive Director
Texas Ag Co-op Trust

 

 

 
 To Your Health
Prostate Cancer Screening

 

Courtesy USMD Fort Worth
Fall 2012
 
 

  Prostate cancer is the most common cancer in men, other than skin cancer. Approximately 241,000 new cases of prostate cancer will be diagnosed this year and it is estimated 28,170 men will die of it.

 

Statistically, one man in six will be diagnosed with the cancer, whereas one man in 36 will die of it. Thankfully, prostate cancer deaths have been declining steadily since 1992, about the time when prostate-specific antigen (PSA) screening and prostate cancer awareness took root. The rate of death has dropped by half in just 15 years.

 

When to Seek Medical Attention

Knowing when to seek medical attention, especially pertaining to prostate cancer screeing, can be confusing. Though there may be multiple conflicting studies and agencies having opinions or making recommendations regarding prostate cancer screening, the patient is still best served by asking his physician for advice.

 

Oftentimes the recommendation to either investigate further or defer screening rests in the hands of a physician who takes a proper history and physical exam, then discusses the merits of prostate cancer evaluation. This would ordinarily be the digital rectal exam and a PSA blood test and possibly a prostate biopsy.

 

What is Your Risk?

 

  • Factors that contribute to prostate cancer risk are:
  • Age
  • Race
  • Family history
  • Abnormal prostate exam
  • Abnormal PSA

Young African-American men appear to have the greatest risk and ought to be screened in their 40s. Individuals with a father or brother with prostate cancer ought to consider screening. Any man with an age-adjusted PSA level that is abnormal or an abnormal digital rectal exam should consult a urologist and consider further study and ultimately a prostate biopsy to determine if cancer exists.

 

Ask Your Doctor

If you are a man over the age of 50 or have other reasons to believe you might be at risk for prostate cancer, talk with your doctor about whether prostate screening could be right for you.

 

Diabetes Awareness
The vision of the American Diabetes Association is a life free of diabetes and all of its burdens. Raising awareness of this ever-growing disease is one of the main efforts behind the mission of the Association. American Diabetes Month® (ADM) is an

important element in this effort, with programs designed to focus the nation's attention on the issues surrounding diabetes and the many people who are impacted by the disease.

Here are just a few of the recent statistics on diabetes:

  • Nearly 26 million children and adults in the United States have diabetes.
  • Another 79 million Americans have prediabetes and are at risk for developing type 2 diabetes.
  • The American Diabetes Association estimates that the total national cost of diagnosed diabetes in the United States is $174 billion.
 
  
 
 
TACT Stepping Up to
"Step Out Diabetes"
 

Texas Ag Coop Trust will be participating in Lubbock's Local Step Out Diabetes Walk on September 22. Their fundraising goal is to reach $1,000 and anyone can contribute!

 

Visit TACT on Facebook to track their progress and to contribute!
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FROM TACT: We are Stepping Out because we are proud to do our part to Stop Diabetes. We decided to team up to change the future and make a positive impact in the lives of those who are affected by diabetes. We are committed to walk and raise money in this inspirational event not because 26 million people in the United States have diabetes, but because we personally know some of them, and want to do something about it. 
 
 Facebook Feature
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Noteworthy Healthcare News

 

Report: Health System Wastes $750 Billion Each Year

 

 

 

By: Ricardo Alonso-Zaldivar, The Associated Press

 

Institute says, that is 30% of spending.

  

The U.S. health care system squanders $750 billion a year - roughly 30 cents of every medical dollar - through unneeded care, Byzantine paperwork, fraud and other waste, the influential Institute of Medicine said Thursday in a report that ties directly into the presidential campaign.

 

President Obama and Republican Mitt Romney are accusing each other of trying to slash Medicare and put seniors at risk. But the counter-intuitive finding from the report is that deep cuts are possible without rationing, and a leaner system may even produce better quality.

 

"Health care in America presents a fundamental paradox," says the report from an 18-member panel of prominent specialists, including doctors, business people and public officials. "The past 50 years have seen an explosion in biomedical knowledge, dramatic innovation in therapies and surgical procedures, and management of conditions that previously were fatal. ... Yet, American health care is falling short on basic dimensions of quality, outcomes, costs and equity."

 

If banking worked like health care, ATM transactions would take days, the report says. If home building were like health care, carpenters, electricians and plumbers would work from different blueprints and hardly talk to each other. If shopping were like health care, prices would not be posted and could vary widely within the same store, depending on who was paying.

 

If airline travel were like health care, pilots would be free to design their own preflight safety checks - or not perform one at all.

How much is $750 billion? The one-year estimate of health care waste is equal to more than 10 years of Medicare cuts in Mr. Obama's health care law. It's more than the Pentagon budget. It's more than enough to care for the uninsured.

 

Getting health care costs better controlled is one of the keys to reducing the deficit, the biggest domestic challenge facing the next president. The report does not lay out a policy prescription for Medicare and Medicaid, but it suggests there is plenty of room for lawmakers to find a path.

 

Both Mr. Obama and Mr. Romney agree that there has to be a limit to Medicare spending, but they differ on how to get that done. Mr. Obama would rely on a powerful board to cut payments to service providers, while gradually changing how hospitals and doctors are paid to reward results instead of volume. Mr. Romney would limit the amount of money future retirees can get from the government for medical insurance, relying on the private market to find an efficient solution. Each accuses of the other of jeopardizing the well-being of seniors.

 

But panel members urge a frank discussion with the public about the value Americans are getting for their health care dollars. As a model, they cited "Choosing Wisely," a campaign launched earlier this year by nine medical societies to challenge the widespread perception that more care is better.

 

"Rationing to me is when we are denying medical care that is helpful to patients, on the basis of costs," said Dr. Rita Redberg, a cardiologist and medical school professor at the University of California, San Francisco. "We have a lot of medical care that is not helpful to patients, and some of it is harmful. The problem is when you talk about getting rid of any type of health care, someone yells, 'Rationing.'"

 

More than 18 months in the making, the report identifies six major areas of waste: unnecessary services ($210 billion annually), inefficient delivery of care ($130 billion), excess administrative costs ($190 billion), inflated prices ($105 billion), prevention failures ($55 billion) and fraud ($75 billion). Adjusting for some overlap among the categories, the panel settled on an estimate of $750 billion.



Read more: Report: Health system wastes $750B each year - Washington Times http://www.washingtontimes.com/news/2012/sep/6/report-health-system-wastes-750b-each-year/#ixzz25no0XE6b


 

 

This article is also available on TACT's Facebook Page.

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Stoney - Walking the Walk

 

 

Stoney weighed in September 4 at 230 pounds. He is maintaining his weight now and hasn't added any inches!  Even though he is weighing about 5 pounds more than his original goal of 225 he is still way below his weight back in January when he weighed in at 252 pounds. Stoney is very happy with this stability in weight and is happy and enjoying life! Stay tuned as he continues his transformation and join Stoney and begin your own weight loss transformation.

 

Note From Stoney:
Join the challenge! Ask me how or for more info go to http://sjacksontxagcoop.bodybyvi.com/ 

 

  
Follow Stoney's progress on Facebook!
 
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 Healthful Hints
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American Diabetes Association Step Out
Step Out to Stop Diabetes
Support Team TACT !
  
TACT is Stepping Out because we are proud to do our part to Stop Diabetes. We decided to team up to change the future and make a positive impact in the lives of those who are affected by diabetes. We are committed to walk and raise money in this inspirational event not because 26 million people in the United States have diabetes, but because we personally know some of them, and want to do something about it.

 

Chances are, you also know someone who has been affected by diabetes and you already know how important it is to stop this disease. By making a donation or joining our team, you will be helping the Association provide community-based education programs, protect the rights of people with diabetes and fund critical research for a cure.

 

As a team, united in our desire to Stop Diabetes, we are asking for your support. Please make a donation to one of our team members or become one of us by joining our team. When we bring together dedicated team members and kind donors, the power we have as a group far outweighs what any of us could do alone.

 

We truly appreciate your support. Together we can Stop Diabetes!

 

Visit www.diabetes.org to learn more about diabetes and/or to participate in a local Step Out Walk.

 

  

To see Team TACT's fundraising progress and to

read more health news affecting you,

Like us on Facebook!

 

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  Remembering 9-11

 

Today marks 11 years since jet planes hijacked by terrorists crashed into the World Trade Center and the Pentagon and in rural Pennsylvania, killing nearly 3,000 people and sparking the U.S. war on terror.

  

Revitalization seemed almost inconceivable at the time the grey powdery ash was floating through the air, thick with the smell of acid smoke still rising from the rubble.

  

There has been a lot of relfection about what occurred that day. So much has been said or written about the tragedies of 9/11.  As you pause to remember, take a moment to read below - notable quotes that cause you to reflect and paint an unforgettable picture. 

 

 

 

1. "Time is passing. Yet, for the United States of America, there will be no forgetting September the 11th. We will remember every rescuer who died in honor. We will remember every family that lives in grief. We will remember the fire and ash, the last phone calls, the funerals of the children."

-President George W. Bush, November 11, 2001

 

2. "You can be sure that the American spirit will prevail over this tragedy." -Colin Powell

 

3. "The moment to spend with a husband who loves me, or a sick friend, or a delicious new grandchild is here and now. Not some time later .... The nation learned this lesson all at once that horrible day in September 2001. The pictures stay with us -- the fires and falling debris, and, most hauntingly, the faces. Look how young so many of them were, people who thought there would be much more time, a lot of 'later' when they could do all the things they really wanted to do. I grieve fortime."

 -Cokie Roberts, contributing senior news analyst for NPR N

  

4. "The attacks of September 11th were intended to break our spirit. Instead we have emerged stronger and more unified. We feel renewed devotion to the principles of political, economic, and religious freedom, the rule of law and respect for human life. We are more determined than ever to live our lives in freedom." -Rudolph Giuliani, former mayor of NYC

 

5. "9/11 was a reminder that the bonds of family can be severed in an instant. They are essential, crucial, valuable, fragile." -Peter Jennings, late news anchor of ABC's World News Tonight

 

6. "Even the smallest act of service, the simplest act of kindness, is a way to honor those we lost, a way to reclaim that spirit of unity that followed 9/11." -President Barack Obama

 

   Refer Us!

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 to contact the TACT office.

 

   TACT Celebrates 10 Years!

Last month, TACT celebrated its 10th anniversary.

 

We started out with a dream and a hope of trying to band together as one to control rising health insurance rates by providing the highest quality BENEFIT plan for employees.

 

TACT was started by 12 individuals who were members of Texas Coop Marketing Exchange (TCMX).  The company started with a loan of $66,974 and as of

May 31, 2012, had assets of $3,497,392 and

member equity of $2,799,804

(as noted in TACT's end year audit results).

 

We appreciate your support, your belief and your membership. You are are our goal. You are our business.

 

TACT - Dedicated Insurance Professionals

you know and trust...like Family.

In This Issue
Prostate Cancer Screening
Diabetes Awareness
Stoney Walking the Walk
Facebook Feature
Remembering 9-11
Facebook Feature 
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industry-related information.
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Contact Us
Texas Ag Coop Trust
1802 East 50th St., Ste. 107
Lubbock, TX 79404
806-747-7894

 

 

 

 

 
Texas Ag Coop Trust
Officers, Board of Trustees
 
George Reed, Chairman
United Farm Industries
Plainview, TX

Gregg Allen, Secretary
Olton Grain Coop
Olton, TX

Jim Turner
Dalhart Consumers Fuel Association
Dalhart, TX

Paul Wilson
United Cotton Growers
Levelland, TX

Cary Eubanks
Slaton Coop Gin
Slaton, TX

Dean Sasser
Farmers Coop Elevator
Levelland, TX

Bret Brown
Sunray Coop
Sunray, TX


 

Texas Ag Coop Trust
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"Celebrate Cotton" Game Sept. 15
 Special Ticket Pricing Available
  Plains Cotton Growers has teamed up with Texas Tech Athletics and 10 corporate partners
supporting the cotton industry to bring you the "Celebrate Cotton" Game
as the Red Raiders host New Mexico on Saturday, September 15, at Jones AT&T Stadium.
Game time is currently scheduled for 6 p.m.

 
 
We are pleased to offer you a special ticket price of
just $20 per ticket for this game!
  
Click on the banner above and enter Promo Code COTTON2012.
Follow the prompts to ensure you have a seat!

You also can call (806) 742-4412 or (888) GO-BIG12
and mention the promo code COTTON2012 to receive your special discount.
 
Cotton will be everywhere throughout the game. You don't want to miss out!
 

 

 

TACT - Dedicated Insurance Professionals
  you know and trust...like Family. 
 

Sincerely,

 

Stoney Jackson
Executive Director
Texas Ag Co-op Trust
Next Issue: September 25, 2012
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