Dedicated Insurance Professionals you know and trust...like Family
Issue No. 11June 5, 2012
 TACT Insurance
Plan Changes

Greetings!

 

Are you having problems getting your prescriptions filled? Is the pharmacy telling you that you do not have coverage? They may be correct!!

 


Effective June 1, 2012 the contract with the previous pharmacy benefit manager for TACT, Healthsmart Rx, has been canceled. Your new drug card provider is WellDyne. If the ID card you are using doesn't show the following 

WellDyne logo then you are using the wrong ID card.

There has also been a change for some TACT members in the PPO Networks that TACT utilizes. TACT has canceled all PPO Networks with Healthsmart Preferred Care.

 

If your ID card has the Healthsmart logo or name on it destroy it immediately. It is no longer valid.

 

When you go to a provider, doctor or hospital or pharmacy be sure and present your new ID card. If all else fails please feel free to contact the TACT office for assistance.

As a participant, you should receive Amendments to the TACT Plan Document in the mail. This Amendment changes the Plan Document showing the new PPO Networks that we now utilize and it also includes new Federal mandated benefits effective June 1st as a result of the Affordable Care Act passed by Congress.

A Healthy Future begins with TACT. If you have any questions, please call TACT at 1-866-747-1901.

 

 

TACT - Dedicated Insurance Professionals you know and trust...like Family.

 

 

Sincerely,

 

Stoney Jackson
Executive Director
Texas Ag Co-op Trust
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Industry News

Supreme Court Justices' Summer Plans
Point to Big Decisions by Late June
 
One never knows when the Supreme Court will hand down its last, often biggest, opinions of the term. But the justices' summer travel schedules make it a pretty safe bet that blockbuster health care and immigration cases will be decided by the end of June.

Read more: http://www.foxnews.com/politics/2012/05/27/supreme-court-justices-summer-plans-point-to-big-decisions-by-late-june/#ixzz1wK0kIiCO
 
 

 

IRS Releases Final Regulations
on Health Insurance
Premium Tax Credit
 

 

May 18, 2012 - The Internal  Revenue Service (IRS) released final regulations on the health insurance premium tax credit enacted by the Patient Protection and Affordable Care Act (Affordable Care Act).
 
The final regulations provide guidance to individuals who enroll in qualified health plans through Affordable Insurance Exchanges (Exchanges) and claim the premium tax credit, and to Exchanges that make qualified health plans available to individuals and employers.
 
The premium tax credit will be available in 2014 to individuals who have incomes below 400% of the federal poverty level and for those with access to employer-sponsored coverage that is deemed unaffordable or fails to provide minimum value. If coverage is deemed unaffordable or fails to provide minimum value and the employee receives a premium credit, then a penalty will be assessed on the employer for that employee.
 
The final regulations indicate that "future regulations concerning employer-sponsored coverage will provide final rules on determining affordability for related individuals and proposed rules on determining minimum value."
 
Final regulations are effective May 23, 2012. Comments on the final regulations are due by August 21, 2012. Aon Hewitt will be releasing additional information on the final regulations in the near future. The news release is available to be read here.
 
 
 
 

 

Safety News

 

 

Texas Cotton Ginners Association announces statewide safety seminars. 

 

TCGA Regional Gin Safety Seminars

Memorandum Letter
Informational Flyer
Registration Form 

 

Visit www.tcga.org for more information.
 
 
 
 
 
  

  

National Grain and Feed Association and Grain Journal Magazine
invite all facility managers and key employees in the grain handling, processing, milling, and feed industries to a day and a half conference Aug. 1-2.
 
Click here for details and registration information.  

 


 

Facebook  Like us on Facebook  Feature
   

Putting the 'Insurance' 

Back in Health Insurance

 

We understand that it would make no sense to buy auto insurance after we've already crashed our car. We appreciate that it would be strange to buy homeowner's insurance after our house has already burned down. And yet, when it comes to health coverage, many of us think that it makes perfect sense to wait until we're sick to buy health insurance. If we really want to make health insurance affordable and accessible to everyone, we need to go back to basics, and understand all of the government-induced distortions that have made health insurance look nothing like actual insurance.

 

The point of insurance, of course, is to pool the risks of a group of people as a mechanism for protecting against uncertain financial loss. If 100 people pool their risks together and the home of one of them burns down costing $100,000, each person ends up paying around $1,000: a hundred thousand divided by 100, plus the overhead costs associated with administering the scheme.

 

But there's a twist.

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Stoney's 90-Day Challenge
 
Walking the Walk

 

 

Stoney, having met his weightloss goal in the 90-days he challenged himself to do it in, he is now entering maintenance and "walking the walk" by posting his weekly routine and challenges and holding himself accountable by making his "walk" public to you.
Stoney weighed in May 29th at 223.8 pounds. He must have over indulged again over the holiday weekend but he is still within his ideal weight of between 220 and 225. He reports that he did cheat over the weekend and didn't drink any shakes and he did eat unhealthy, so he is going back on the shakes this week and eating right to keep from adding pounds back on. With adding just one shake a day to his schedule he should be back to his normal self.

 

Note From Stoney:
If you aren't into juicing every meal do what I do and join the challenge. For more info go tohttp://sjacksontxagcoop.bodybyvi.com/

 

  
Follow Stoney's progress on Facebook!
 
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Healthful Hints:
We've long known that restaurant meals aren't a paragon of healthy portion sizes -- but a new study shows they may be even worse than we think.

 

A whopping 96 percent of America's chain restaurant entrees fell outside the range of the USDA's recommendations for fat, saturated fat and sodium per meal, according to a new analysis from the RAND corporation, published in the journal Public Health Nutrition.

 

"If you're eating out tonight, your chances of finding an entree that's truly healthy are painfully low," lead researcher Helen Wu, assistant policy analyst at RAND, told USA Today.

 

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or click here to read more.

 
In This Issue
Industry News
IRS Releases Final Regulations
Safety News
Facebook Feature
Stoney's 90-Day Challenge
Facebook Feature 
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industry-related information.
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Contact Us
Texas Ag Coop Trust
1802 East 50th St., Ste. 107
Lubbock, TX 79404
806-747-7894

 
Texas Ag Coop Trust
Officers, Board of Trustees
 
George Reed, Chairman
United Farm Industries
Plainview, TX

Gregg Allen, Secretary
Olton Grain Coop
Olton, TX

Jim Turner
Dalhart Consumers Fuel Association
Dalhart, TX

Paul Wilson
United Cotton Growers
Levelland, TX

Cary Eubanks
Slaton Coop Gin
Slaton, TX

Dean Sasser
Farmers Coop Elevator
Levelland, TX

Bret Brown
Sunray Coop
Sunray, TX


 

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                                           TACT - Dedicated Insurance Professionals
                                             you know and trust...like Family. Welcome!
 

Sincerely,

 

Stoney Jackson
Executive Director
Texas Ag Co-op Trust
Next Issue: June 19, 2012
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