1st Time Homebuyer Credit Ends 12/1/09

J A Hall Insurance Group, Inc. is a property & casualty and life & health insurance firm. We specialize in individual and business insurance needs. We are dedicated to helping meet individual and business needs in the community and beyond.

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J A Hall Insurance Group

We know that you have lots of choices for your insurance, and we go out of our way to give you more reasons to choose us.

Rely on an insurance expert - Like 90% of the population, you purchase your insurance through a local insurance agency. J A Hall Insurance Group is a local insurance agency that offers a number of different carriers so you have the added advantage of access to several companies to purchase insurance coverage, like - Progressive, Travelers, Farmers, Zurich, MetLife, etc.

You get what you pay for - There are a lot of factors that contribute to insurance premiums, including the rising cost of materials and labor and even insurance fraud. J A Hall Insurance Group works hard to keep your rates reasonable and save you money on your premiums.

For more information and a quick quote give us a call at 404-588-0566 or 678-789-7032. Send us an email or check us out on the web.

Home & Business Safety

Getting Back to Business
Following a disaster, it is anything but "business as usual" for you, your employees and customers. But the faster you can return your business to some level of normal operations, the quicker you can restore income, jobs and the goods and services your community has come to depend on from you.

Insurance professionals are experienced in helping businesses recover from disasters and will have specific advice pertaining to your losses, coverage and recovery. Most of the suggestions and tips offered here are meant to help start that process.

Here's a brochure that focus on how to work with your insurance company's representatives.

Property Owners

Property owners often insure their property against losses due to natural disasters. If you are a property owner and you have an insurance policy for your property, you should be able to tell from the insurance policy itself what kinds of risks your policy covers. Some policies include risks of property damage due to natural disasters, and some policies exclude such risks.

Some damages are typically covered by natural disaster insurance, and your insurance company should pay for them. These include reimbursement for:
* Carpeting

* Asbestos

* Mold

* Painting

* Repair of walls and insulation

* Loss of power

* Additional living expenses

Home Disaster Recovery Video

1st Time Homebuyers Credit

With the deadline quickly approaching, the Internal Revenue Service is reminding potential homebuyers they must complete their first-time home purchases before Dec. 1 to qualify for the special first-time homebuyer credit. The credit cannot be claimed until after the purchase is completed.

This means that the last day to close on a home is Nov. 30.

Taxpayers have the option of claiming the credit on their 2008 returns or waiting until next year and claiming it on their 2009 returns.

The credit of up to $8,000 is generally available to homebuyers with qualifying income levels who have never owned a home or have not owned one in the past three years. The credit does not have to be paid back unless the home ceases to be the taxpayer's main residence within a three-year period following the purchase.

The filing options to consider are:

File now, amend later
Amend the 2008 tax return
Claim the credit in 2009 instead of 2008

Click here for more information.

Do you know someone who needs an insurance policy on their new home purchase? We can help!

One call will give them the insurance they need to protect their investment.

Homeowners Insurance

At J A Hall Insurance, we know your home is one of the most important things you own.

When choosing homeowners insurance make sure your policy provides the following coverage to help you recover in the event of a loss:

Physical damage to other detached structures
Living expenses if you can't stay in your home
Losses that aren't specifically excluded
Legal counsel if you're sued for liability
Replace possessions if they're stolen or damaged
Covers collectibles and valuables
Home computer coverage
Water damage losses from sewer or drain backups
Loss or repairs due to building code changes
Covers costs greater than stated in your policy

Reduce your premiums when you qualify for one or more of these discounts:

Non-smoker
Burglar or fire alarms
Newer homes
Ages 50+
Multiple policies
Home renovation

Click for a quote.

Have you ever wondered if your insurance premiums could be lower? In this tight economy, people are finding ways to cut costs and save. It won't hurt to get a Free No Obligation Quote. You never know, you just might save on your current insurance.

We make every effort to get you the most coverage for the lowest price.

COVERAGE AVAILABLE BY PHONE!

CALL TODAY!

Sincerely,

J A Hall Insurance Group, Inc.

Professional - Efficient - Secure!

Our office hours are Monday thru Friday form 9am to 5pm and by appointment on Saturdays. We are closed most major holidays, so call to confirm. We have two (2) locations - one in Atlanta and the other in Decatur. For more information call us at either 404-588-0566 or 404-243-5660.

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as requested by our clients or as required by law. If you any questions about our privacy policy, please contact us.