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Benefits Bulletin                                           First Quarter, 2012

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Greetings!

 

Your MacCorkle Team is happy to provide you with this quarterly summary of current issues that impact all in the Employee Benefits field - we encourage you to read this bulletin and engage your MacCorkle representative with any questions.

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577 Airport Boulevard, Suite 500
Burlingame, CA  94010
650349-2364

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We are a full service insurance brokerage with over 40 years of experience serving clients in the Bay Area and beyond.


In This Issue:
2012 Health Care Reform Compliance Checklist
 

Health care reform continues to bring changes for employers and health plans. Here's what employers need to know for 2012.

Misclassify Workers at Your Own Risk

 

Employee or independent contractor? The answer has serious implications on your tax and benefit obligations, and you are also liable for significant financial penalties if you misclassify your workers.

 

Classifying a worker as an independent contractor is often financially advantageous for a company, as the company is not responsible for paying various payroll taxes or providing benefits. However, the risk of misclassifying a worker is significant, so it is important that companies exercise due diligence in ensuring proper worker classification. 

Low-Cost Wellness Strategies

 

Are you sold on the benefits of wellness, but having trouble fitting it into your budget? There are plenty of low-cost wellness strategies and ideas that can help improve the health of your workforce.

Advantages of Benchmarking Your Benefits Program

 

An attractive benefits program is vital for your recruiting and retention efforts, but is also a significant expense. How do you ensure you are providing a cost-conscious package that is still competitive in your industry?

 

Benchmark data allows you to compare your offerings with others in your region or industry, providing valuable insight for evaluating your benefits package. Analyzing how other companies structure their plans and what they do to cut costs arms you with vital information when making your own benefit plan decisions.